fha requirements for deck railings

USDA / VA / FHA Appraisal Requirements For any USDA, VA or FHA financed loan the following will need to be repaired in order to avoid a re-inspection of the property: Chipping or peeling paint – ANY chipping or peeling paint will need to be scraped and painted, no matter how minor it may be.

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Necessary Repairs. Just because a railing exists doesn’t mean it will pass fha standards. unsafe railings can be required to be repaired or replaced as a condition of insuring the loan. Conditions that may make a railing unsafe include termite damage, lead paint that no longer meets safety standards, railings on only one side of an open staircase,

The height for required railing is 2.5′. The gaps between posts can not exceed 4" and the railing must not be considered climbable (that means no horizontal balusters, but I know people that can climb most anything). Decks over a certain height (I think 3.5′-4′) must have taller handrails (I think 40").

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FHA Loan Reader Questions: Building Code and FHA Minimum Property Requirements. A reader asks, "I have a front porch that is 40 feet long and 12 feet wide and is about 3 1/2 to 4 feet high, would FHA require banisters around this porch? It has steps with railings on each side to come onto the porch."

Residential Building Codes for hand Rails. IRC codes require a railing no less than 36" tall for any potential fall greater than 30". This applies to any potential fall whether from a porch, patio, deck, walkway, or retaining wall. Furthermore, the railing must be constructed as to prevent a 4" sphere from passing through any portion.

Topic: Residential exit doors, stairways, landings, handrails and bulkheads. This document provides clarification on the requirements for exit doors, stairways, landings, and handrails in one- and two-family dwellings and townhouses. Residential Code of New York State

FHA: When an FHA loan is being used, the appraiser has two objectives. The Department of Housing and urban development (hud) requires him to determine the current market value, as with any appraisal. But they also require a property inspection to make sure the home meets HUD’s minimum standards for health and safety.