Minimum Credit Scores for FHA Loans – Applicants who have a minimum decision credit score of less than 500 are not eligible for FHA mortgages. Those with credit scores of 500 or better are eligible for 100% FHA loan financing with no down payment required when using the FHA 203(h), Mortgage Insurance for Disaster Victims.
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Loan Modifications: Good Idea or Bad? – After all, a loan modification isn’t a refinance. You refinance when you want a better interest rate, and you have the good credit to get it. As a general rule, you tend to modify a loan when your.
How to find mortgage down payment assistance, including free money – Help is out there if you want to buy a home but don’t have the cash for a down payment and don’t think you qualify for a no- or low. free loan that may be structured as a second, silent mortgage.
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