How to Get a Second Mortgage – thebalance.com – A second mortgage is junior in position to an existing first mortgage. Instead of refinancing a first mortgage by replacing it with a higher mortgage, a borrower may prefer to take out a smaller second mortgage.When your costs to obtain the second mortgage are based on the amount borrowed, the costs associated with the loan are less.
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second mortgage, some common ways to get out of it – In the case of a second mortgage the lien is filed in "second position," which means that the bank holding the new loan of borrower is second in line to receive proceeds from the sale of their home if they do not make their loan payments.
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