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The costs of owning a home don't stop at mortgage payments. It's important to consider all the fees you'll encounter, including insurance and.
How Much Home can I Afford? How We Calculate it.. The average American household income is $73,298, assuming you have no monthly debt payments you can afford a home priced at $285,000 with a 3.5% ($10,000) down payment for $1,800 per month.
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