Pennymac Payment Grace Period

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If you paid all or some of your premiums for the insurance, you may be eligible for a cash award. If you did not pay the premiums and still owe them, you may be eligible for either a cash payment or a credit towards what you still owe PennyMac. See the notice for further details.

For most mortgages, that grace period is 15 calendar days. So if your mortgage payment is due on the first of the month, you have until the 16th to make the payment. After that, your servicer may charge you a late fee. 15 days late. Your grace period typically ends after 15 days. At this point, your lender may assess a late fee.

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A grace period is a provision in most loan contracts which allows payment to be received for a certain period of time after the actual due date. A grace period (credit) is the number of days between a consumer’s credit card statement date and payment due date when interest does not accrue.