What Is First Mortgage

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What is First Mortgage? – Mortgage Dictionary – Mortgage Dictionary-> First Mortgage With all the financial terminology that goes around, many people find themselves confused by terms like first mortgage, second mortgage and third mortgage. While we could define the latter two at length, we’ll instead focus on the first mortgage and just what it means in this article.

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What you need to know to build your dream home – Once your construction mortgage is approved, your mortgage rate guarantee begins and your lender will require you to take the first draw of the mortgage within a certain time frame, generally 90 days..

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First mortgage financial definition of first mortgage – A mortgage on a property in which the lender has the right to full payment before any other lenders or liens on the same property are paid. That is, if the borrower defaults on the mortgage, the lender of the first mortgage has first right to the property and other lenders using the same property as collateral may only use it after the first lender has been fully satisfied.

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What's the Difference Between a Mortgage and Deed of Trust? – To fully understand the difference between a mortgage and a deed of trust, you must first understand promissory notes. Homebuyers usually think of the mortgage or deed of trust as the contract they are signing with the lender to borrow money to purchase a house. But that’s actually not the case.

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The first mortgage is the original loan taken out on a property. The homebuyer could have multiple properties in his or her name; however, it is the original mortgages taken out to secure each of.